When it comes to buying affordable health insurance there are a number of things to look out for but perhaps the very first thing you need to do is to decide just how much you can afford to pay for a plan and then base your search for a suitable plan on this figure. There are numerous plans available today with a wide variety of different payment structures so it is not too difficult to find a plan which will fit your budget and there is no real reason to end up with a plan for which you are paying more than you can afford. Despite this however it is amazing how many people feel that they have to stretch themselves to get the cover they want, only to end up dropping the plan a few months down the road because it is simply too expensive.