Another option you can make when you want to avail $5000 Loan For Bad Credit record is to visit and make use of the Prosper. This is an online lending marketplace where everyone looking for a personal loan is trying their luck. Many people are placing their advertisements, for auction sale items and loans for bid on this site.  It is actually the private individual who will bid on your loan. Visit this site if you are not familiar with their system and inquire information as to how to avail such loan. Check if you can afford the interest rates before applying.