It is true that applying for a no fax payday loan represents a convenient way of getting some extra funds.  The main problem is that convenient No Fax Payday Loans come with high interest rates.  Do not forget that the interest rate will kill you if you do not manage properly the loan.  A no fax payday loan represents an emergency loan.  Do not apply for it if you do not really have to face an urgent situation.  Pending bills and reconnection fees, funerals, tuition fees, home improvements, all of these can be solved with the aid of a faxless payday loan.